Investing capital is always a concern for most people as we don't really like taking risks as human beings and no-one wants to lose money. However in times of exceptionally low interest rates, such as now, we have to take some risks in order to achieve better returns.
We will assess your risk profile and capacity for loss and listen to your needs and then aim to provide suitable solutions to your requirements. We utilise the sophisticated FE analytics system which provides comprehensive fund and portfolio performance comparisons. We can produce a summary of your investments and assets via our Portfolio reports and you even have access to our online portal if required.
The following is an indication of the types of products we consider,
- Unit Trusts
- Investment Trusts
- Open Ended Investment Companies (OEICs)
- Offshore Investments
- Investment Bonds
- Structured Products
- Enterprise Investment Schemes
- Venture Capital Trusts
- Individual Savings Accounts (ISAs)
- National Savings
- Premium Bonds
- Exchange traded funds
- Tracker funds
- Deposit Bonds
- Cash ISA's
We also work with a number of Discretionary stockbrokers if a personalised, specific service is required where single company shares are involved. These include Brewin Dolphin, Brooks Macdonald, Hargreaves Hale, Charles Stanley and Albert E Sharp. The industry has evolved dramatically over the last 5 years and platforms now dominate the market. These are effectively online administration systems that simplify the process for holding multiple investments and wrappers. They provide a valuable resource in managing portfolios and producing reports and performance data. A further benefit is client online access allowing you to view your portfolio anywhere in the world, 24 hours a day. There are a wide number of Platforms and wraps available and true to our Independent status we utilise various including Transact, Fidelity Fundsnetwork, AJ Bell Invest centre, Aviva wrap and James Hay.