Padstone Financial Management Ltd was established in Hereford in 2001. We offer Independent Financial Advice on either a fee or commission basis.

Why use an IFA?

As Independent Financial Advisers we are able to provide personalised advice on a host of areas but specialise in pre and post retirement planning and investment advice. We also advise on the following areas:

• Retirement income options
• Investment planning
• Protection
• Corporate advice
• Inheritance tax and Estate planning

Mark has 17 years financial services experience, eight of them with the National Westminster Bank.
In that time Mark has covered all aspects of financial planning gaining extensive experience in investment and inheritance tax planning. Mark holds the Advanced Financial Planning certificate (AFPC) qualification, which incorporates additional examinations in Trusts and Tax, Pensions and Investment planning.

Getting the right advice means speaking to the right people.

We adhere to strict FSA (Financial Services Authority) guidelines, which obligates us to provide advice most suited to your personal requirements, affordability and your risk profile.

We aim to deliver a highly personalised service by maintaining regular contact with clients through various mediums. We concentrate on the suitability, risk and strength of new and existing financial products and providers. We regularly review our client investment portfolios, and utilise the latest technology to manage these. You have full online access to your own portfolios via our website.

For anyone to find the best products and providers in any market you first have to possess the knowledge, experience and tools to find your way. We hold professional indemnity insurance and are registered under the Consumer Credit Act and Data Protection Act.

Read our "Service Charter/Mission statement" here.

Some of the Products & Services we offer

Padstone Financial Management Ltd is authorised and regulated by the Financial Services Authority, and is entered on the FSA register (www.fsa.gov.uk/register) under reference 430531.

Visit the FSA's 'Money Made Clear' website here

The FSA do not regulate taxation advice, some forms of inheritance planning and some types of buy to let mortgages.

Padstone Financial Management Ltd. Registered Office: Oakdale, The Marsh, Preston Wynne, Hereford HR1 3PE. Registered in England No:4366170.